Private Student Loan Resources

Private Student Loan Help Blog

Expert information on private student loan default, collections, debt validation, and your legal rights. Written by PSLA Center โ€” the original private student loan debt validation program since 2012.

June 2, 2026 ยท 11 min read

How Debt Validation Works for Private Student Loans

Debt validation is the most effective legal tool available for private student loan borrowers in default or collections. Learn how it works, why collection agencies fail to prove ownership, and why PSLA Center has a 99% success rate since 2012.

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May 28, 2026 ยท 12 min read

Navient Private Student Loan Default โ€” What Are Your Options?

If your Navient private student loan is in default or collections, you have more options than you think. Learn what Navient can and cannot do, what happens when debt is sold to collectors, and how our debt validation program helps.

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May 21, 2026 ยท 10 min read

Private Student Loan Statute of Limitations by State

The statute of limitations on private student loan debt varies by state โ€” typically 3 to 10 years. Learn what applies to your state and why you should never make a payment without calling us first.

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May 14, 2026 ยท 8 min read

What Happens When Your Private Student Loan Goes Into Default

Learn exactly what happens at each stage of default, what lenders and collection agencies can and cannot do, and what options you actually have under the FDCPA.

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Have a private student loan question? Call us for a free consultation.

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